FIRST TIME BUYER?
Don’t worry, we’ll show you the ropes
Hi I’m Nicola and I’ll be your first point of contact at Cooper Rose. I can’t wait to put you in touch with our friendly, knowledgeable and impartial advisors.
P.S. Don’t worry if you’re just starting out, we’re happy to help!
Welcome to Cooper Rose
We love helping people get onto the property ladder
Congratulations! Buying your first home is one of the most exciting times in your life. We love nothing more than getting people into their first homes, reducing the stress so you can enjoy the moment.
There’s a lot to go through, and sometimes things can get difficult, but we’ll be with you every step of the way.
Your mortgage is a loan secured against your home. Your home may be repossessed if you do not keep up payments on your mortgage or on any other debt secured against it.
There may be a fee for mortgage advice. The precise amount of the fee will depend upon your circumstances but will range from £395 to £595 and this will be discussed and agreed with you at the earliest opportunity.
The Financial Conduct Authority does not regulate some forms of Buy to Lets.
Your Deposit
There are so many different options
95% Mortgages
Saving for a deposit when the cost of living is increasing rapidly is hard.
We have a number of lenders who can offer up to 95% mortgages.
Gifted Deposit?
It’s amazing when loved ones are able to help out.
There are a number of criteria we need to work to, so get in touch to find out next steps.
Affordability
Don’t get carried away on Rightmove & Zoopla!
We carry out a no obligation affordability check to make sure you’ve set the right criteria.
How It works?
We're ready to help you take the next step
We're aware of how important your mortgage is to your ongoing financal health. If you're at all worried about anything at all, just give us a call. We're happy to advise on your circumstance, no question is too small and definitely not trivial (plus you're safe with us, we've heard it all before 😉).
Step 01 - Get in touch
Call, email or send a message on our social channels. We will be back in touch with you as soon as possible to get some basic info to enable our super star advisors to hit the ground running.
Step 02 - Let's have a catch up
One of our lovely team (see below) will spend some time getting to know your circumstances. We will then find the most suitable mortgage and protection products based on your circumstances.
Step 03 - Let's get going!
This is the exciting part!... Once you're happy with everything we have presented, we will then send off to the lenders. It won't be long until we have that all important Decision in Priniciple.
Your mortgage is a loan secured against your home. Your home may be repossessed if you do not keep up payments on your mortgage or on any other debt secured against it.
There may be a fee for mortgage advice. The precise amount of the fee will depend upon your circumstances but will range from £395 to £595 and this will be discussed and agreed with you at the earliest opportunity.
The Financial Conduct Authority does not regulate some forms of Buy to Lets.
The Cooper Roses
Meet the Team
Louise Havelock
CMAP Qualified
Owner | Mortgage & Protection Advisor
Janet Simmons
CMAP Qualified
Mortgage & Protection Advisor
Nicola McKinley
Mortage & Protection Administrator
First Time Buyer?
Remortgage?
Buy to Let?
Life Protection?
Our Clients are the best!
Our Google Reviews
The reviews displayed reflect the client's individual experience and may not be representative of all clients.
Let's Chat...
Office
153 Kenton Road, Newcastle-Upon-Tyne, NE3 4NQ - Google Maps
Phone Number
Business Hours
Office opening: 9am - 5pm, Mon-Fri
Advisors available outside of these hours on arrangement
Do you need some help?
If you are feeling overwhelmed by your current mortgage payments, please get in touch. Your mortgage provider also has a legal obligation to help you manage your payments if you are struggling. Please don't ever feel like you have no where to turn, there are always options.
Your home/property may be repossessed if you do not keep up repayments on your mortgage.
The Financial Conduct Authority does not regulate some forms of Buy to Lets.
There may be a fee for mortgage advice. The precise amount of the fee will depend upon your circumstances but will range from £395 to £595 and this will be discussed and agreed with you at the earliest opportunity.
The guidance and/or information contained within this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.
Cooper Rose Mortgages Limited (FRN: 525095), trading as Cooper Rose, are an Appointed Representative of HL Partnership Limited (FRN: 303397) which is authorised and regulated by the Financial Conduct Authority.
Cooper Rose Mortgages Limited are registered in England and Wales. Registered No: 08791987. Registered Office: 153 Kenton Road, Newcastle Upon Tyne, NE3 4NQ.