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Help to Buy: Equity Loan

Following on from the recent blog on the Help To Buy: ISA this time we take a look at the Help To Buy: Equity Loan. What is it? The Help to Buy: Equity Loan is assistance to home buyers from Homes England*. It is a scheme available to all home buyers, not just first...

Help to Buy Schemes – Help to Buy: ISA

Many young people dream of owning their own home, but it can be both exciting and daunting in equal measures.  One of the biggest obstacles to getting on the property ladder is funding the deposit required. Indeed, it is estimated the average first-time buyer needs to...

Income Protection – What is it?

Following on from the recent blogs on life protection and critical illness cover for mortgages and secured loans, this time we take a look at income protection insurance. Many people worry about being unable to pay the mortgage or meet other financial commitments if...

Critical Illness Protection – What is it?

Following on from the recent blog on life protection cover for mortgages and secured loans, this time we take a look at Critical Illness cover*. With modern advancements in health education, technology and medicines many people are surviving accidents and diseases...

Mortgage Protection – What Does It Mean?

For most people, buying a home is probably the largest investment they will ever make. A home is so much more than an investment though.  To most, it is a place where memories are made, where you and your loved ones come together for shelter, peace and comfort. When...

New Tax Rules on Homeowners Could Prove Expensive

If you have bought your new home, but not yet managed to sell your existing one, you could be liable for hefty capital gains tax (CGT) bill following new rules. In the draft Finance Bill clauses and consultation outcome published on 11 July 2019 this measure makes...

Is Buy To Let – Still Worth Considering?

With low interest rates and a volatile stock market, many people with a few quid to spare are looking for alternative options to invest in.  Property has always been a popular investment avenue however, with the housing crisis a political hot potato and new...

Right to Buy – What is it?

Right to Buy – What is it? The Right to Buy scheme helps eligible council house tenants, in England, to buy their home with a discount.  The discount varies on a number of criteria up to a maximum of £82,800 (£110,000 for London properties. If you live in a...

Thinking of Buying a New Build Home?

Thinking of Buying a New Build Home? Buying a newly built home on a new housing estate can be very exciting.  You’ve had great fun browsing the show houses, are thinking about which plot you’d like and the kitchen styles on offer. It can be all very exhilarating and...

New Apprentice

Cooper Rose Mortgages is in the process of taking on an apprentice, to join the two-strong admin team, of Christine and Reece. Louise Havelock explains, “The vacancy has come about because Reece wants to be a mortgage adviser, a couple of years, he should be...